About Us
Life Settlement Origination
Life Settlement Origination
Life Settlement Origination
We are a highly specialized team of insurance and finance professionals with more than two decades of experience helping clients acquire, manage, and sell life settlement assets. Our core services include:
· Policy Acquisition
· Premium Optimization
· Servicing
· Policy Analysis and Valuation
Asset Dispositions
Comprehensive Approach
Life Settlement Origination
Life Settlement Origination
Navigating the life settlement market can be difficult. The goal should be simple: Achieve risk-adjusted returns not correlated to the financial markets. Getting to the goal can be anything but simple. The marketplace is fragmented and filled with various intermediaries, vendors, counterparties, service providers and others none of which can be completely aligned with your interests.
Committed To Service
Life Settlement Origination
Committed To Service
Every successful financial strategy starts with an excellent client relationship. Our mission and values include exceeding our client’s every expectation. Call us today to find out how we can help you make a successful entry into the life settlement asset class or enhance your existing life settlement operation.
Benefits of Life Settlements
Low market correlation
A life settlement offers an excellent way to diversify any portfolio and serves as a great defensive strategy because the return is not dependent upon on or affected by a soft economy, stock market volatility, interest rate fluctuations, unexpected global events, or other traditional economic factors.
Strong risk adjusted returns
Life Settlements provide for the opportunity to earn attractive yields, particularly in today's low interest rate environment.
Underlying asset is a highly rated insurance company
Portfolio and policies originated by Senior Settlements are issued by highly rated life insurance companies. Some of these life insurance companies have been in existence for over 100 years and represent some of the strongest companies in the world.
Targeted performance through selection
The return on a life settlement is contingent upon the maturity of each life insurance policy. The return is a function of the death benefit collected minus the cost to acquire the policy, premiums and fees paid to maintain the policy.
With the exception of when the policy will mature, all other variables can be reasonably estimated for projections to be made in advance to illustrate projected returns at various points in time. This sensitivity analysis provides a range of likely outcomes that can help purchasers quantify their decision-making process.
The use of independent third parties to provide life expectancy underwriting provides the estimate of when the policy will reasonably mature. Senior Settlements employs stringent policy standards and utilizes highly recognized service providers.